Insurance of electrical appliances, inspection and transportation of damaged appliances
For Home safety – peace of mind in unexpected moments
For Home safety insurance combines property insurance against fire risks related to electrical wiring and electrical appliances with a 24/7 emergency assistance by easily accessible technicians – an electrician, a plumber, a carpenter or a key service, just a phone call away.
Purchase the For home safety insurance and receive a discount for the first 12 months.
This service is only available to Elektrum customers with an active electricity agreement. Offer valid: 15.10.–27.11.2026. Campaign terms and conditions.
Discount for first 12 months
Special offer is valid until 27.11.2026
Inspection and transportation of the damaged electrical appliances
Troubleshooting or indemnity: up to EUR 3,000 per year (deductible EUR 50), unlimited number;
Preparation of a defect statement and transportation of the appliance (up to 50 km), up to 2 cases per year.
Professional specialists 24/7 assistance
Electrician assistance for sudden and unforeseen troubleshooting of electrical installations, locksmith assistance where keys are lost or the door or gate lock is damaged, plumber assistance in the event of liquid leaks, carpenter assistance if a window is broken or the roof or fence is damaged – up to 4 cases per year.
Fire risk insurance
For a residential building, flat and the property therein, the maximum compensation limit for one insurance event is EUR 10,000 (up to EUR 2,500 whereof may apply to auxiliary buildings, rooms and the property therein). Deductible – EUR 0.
Additional compensated losses (the terms and conditions specify compensation limits and/or other restrictions for these additional losses): housing rent, lost rental income, moving expenses and a one-off compensation payment in cases where your property is suddenly deemed dangerous or unsafe; expenses for rescue and clean-up work.
If an insured event occurs
Call +371 67533375 (24/7 helpline of BALTA AAS).
Terms and Conditions of Home Security Insurance (In Latvian).

The conclusion of an insurance contract is provided by Latvenergo AS, Reg. No. 40003032949, legal address: Pulkveža Brieža iela 12, Riga, LV-1230, e-mail: info@latvenergo.lv, Phone No. 8400 as an insurance intermediary for ancillary services, which is registered in the register of intermediaries of BALTA AAS. For information on the procedures for the handling of claims and provision of information by the insurance distributor, please click HERE.
