For Home safety – peace of mind in unexpected moments


For Home safety insurance combines property insurance against fire risks related to electrical wiring and electrical appliances with a 24/7 emergency assistance by easily accessible technicians – an electrician, a plumber, a carpenter or a key service, just a phone call away.

Premium

product icon For home safety

Includes SOS kit and Fire risk insurance

3.49

Eur/month <p>VAT not applicable</p>

Insurance of electrical appliances, inspection and transportation of damaged appliances


Certified specialists 24/7 assistance:

Electrician assistance in the event of damage of electrical installations

Plumber assistance

Carpenter assistance

Locksmith assistance

Compensation for fire caused by electrical installations and electrical appliances

- up to EUR 10,000 for a residential house or flat and the property therein 

- including up to EUR 2,500 for auxiliary buildings and rooms

Benefits of For home safety insurance

Inspection and transportation of the damaged electrical appliances

Troubleshooting or indemnity: up to EUR 3,000 per year (deductible EUR 50), unlimited number;

Preparation of a defect statement and transportation of the appliance (up to 50 km), up to 2 cases per year.  


Professional specialists 24/7 assistance

Electrician assistance for sudden and unforeseen troubleshooting of electrical installations, locksmith assistance where keys are lost or the door or gate lock is damaged, plumber assistance in the event of liquid leaks, carpenter assistance if a window is broken or the roof or fence is damaged – up to 4 cases per year.


Fire risk insurance

For a residential building, flat and the property therein, the maximum compensation limit for one insurance event is EUR 10,000 (up to EUR 2,500 whereof may apply to auxiliary buildings, rooms and the property therein). Deductible – EUR 0.

Additional compensated losses (the terms and conditions specify compensation limits and/or other restrictions for these additional losses): housing rent, lost rental income, moving expenses and a one-off compensation payment in cases where your property is suddenly deemed dangerous or unsafe; expenses for rescue and clean-up work.



The service is available only to Elektrum customers with an active electricity contract. Read the Insurance Terms and Conditions (in Latvian). Learn more about the Home Safety insurance product information document (in Latvian).

If an insured event occurs

Call +371 67533375 (24/7 helpline of BALTA AAS).

Terms and Conditions of Home Security Insurance (In Latvian).

Customer`s service consultant



The conclusion of an insurance contract is provided by Latvenergo AS, Reg. No. 40003032949, legal address: Pulkveža Brieža iela 12, Riga, LV-1230, e-mail: info@latvenergo.lv, Phone No. 8400 as an insurance intermediary for ancillary services, which is registered in the register of intermediaries of BALTA AAS. For information on the procedures for the handling of claims and provision of information by the insurance distributor, please click HERE.